👤 User Onboarding Flow
📘 Overview:
The user onboarding process ensures all legal, identity, and payment-related information is accurately collected and verified.🔹 Step 1: acceptTermsAndCondition
Purpose: Log the user’s acceptance of Terms & Conditions. 📜 Mandatory for compliance before proceeding.🔹 Step 2: addKycInformation
Purpose: Collect essential identity information. Details:- Full Name
- Date of Birth
- SSN (or equivalent)
- Address
- Contact Info
🔹 Step 3: addW4Information
Purpose: Collect federal tax withholding data. Fields:- Filing status
- Dependents
- Additional withholdings
🔹 Step 4: addStateW4Information (Optional)
Purpose: Collect state-specific withholding data. 🏛️ Required only for states with their own W-4 forms. Others default to the federal form.🔹 Step 5: initiateUserKyc
Purpose: Start the KYC verification process. Only verified users can access payroll and financial features.🔹 Step 6: Add User Bank Account
Options: 1. Manual Entry with Microdeposit Verification- Fields: Bank Name, Account Number, Routing Number, Account Type
- Secure linking via Plaid for automatic account verification